Dental Insurance Welcome
Making The Most Of Your Benefits
When you have a dental insurance plan from your employer, completing your most important dental appointments (i.e. routine checkups) becomes not just more affordable, but predictable. It’s one of the best ways to maintain a healthy smile for life and make sure no dental problems appear when you least expect them. However, many people are still unsure how to make the most of their benefits. Below, we hope the following information helps you be better prepared prior to your first visit.
How Dental Insurance Works
While people assume that dental insurance works in the same way as medical insurance, this is actually not the case. For example, while medical insurance is generally used for handling more severe illnesses or injuries, dental insurance should be used at least every six months. Preventive forms of care, including exams, cleanings, and X-rays, are covered by some dental insurances. When you visit our dental office, we’ll make sure you understand your coverage and your estimated portions ahead of every dental appointment.
WHAT YOUR DENTAL INSURANCE PLAN COVERS
Every dental plan is going to have its own unique stipulations you’ll have to keep in mind. With that said, most plans will cover types of dental treatments in the same way. This includes preventive services and different levels of restorative treatments. Most plans break down in the following way:
Preventive Care
Generally includes exams, cleanings, X-rays, and sometimes fluoride therapy (especially if performed on younger patients.)
Minor Restorative Care
Usually covers dental fillings and sometimes root canal therapy. Covered between 30 and 50% in most cases.
Major Restorative Care
Typically covers dental crowns, bridges, and dentures. Coverage differs depending on plans. Contact our offices to learn about your coverage.
